How To Become FINANCIALLY FREE And Stay That Way

The thing in life is that you must have a clear defined goal and purpose. Without this you will end up staying as miserable as you are.

Right, before you can start you must have a goal in mind. No matter if it is a small or a large goal. Without a goal in your live you are going nowhere fast.
I am sorry if this sound harsh, but that is the reality of life, there must be some desire that you want in life. If you have lost it in the struggle to keep your head above water, take some time out and find what it is that you really want to achieve in live.
Desire is very important, without it you can not achieve anything. Even if you agree with the attraction of what you really want or not, it is real. You must be motivated to achieve "success" in life, what it may mean to you is your own choice.
There must be a shift in your mind that you are willing to do whatever it is to achieve your desired goal in life, as long as it is good for you and those around you. You might find resistance in your closest friends and family but you must remember that your dream is yours and yours alone and not shared or even approved of by others.
It is time to get a very clear picture in your mind what you want to achieve. The New Year is always entered with new resolutions, why not make your mind up that this year is going to be the best year ever. Decide what you want to reach this year and the necessary means and ways will comer your way that will assist you in ways that can only be subscribed as a miracle.

Author

HJ Matthee

Remember that miracles are still a reality in this day and age, it all depend if you want to make changes in your life for the better. Start to change, without change everything will stay the same.

http://incomeonlineltd.blogspot.com/

Do you know what is investing, and why should it be done? It’s surprising, but not that many people actually understand what investing entails. Sure, they might of heard about investing, but most people do not know how it is done. Even less actually do it themselves. There are even people who do invest, but they don’t really know what they are doing.

Defensive investors on therefore, are those who take the safety first approach, always making sure their investments are safe, yet still looking for good returns.

So now we know what investing is, we need to choose a style. Going back to Benjamin Graham’s book, there are two major types of investing styles.

Aggressive investors are the ones who try for the highest possible returns, while also trying to make sure that their investments are going to be relatively secure.

To learn about investing, look no further than the world’s richest investor: Warren Buffet.

In Benjamin Graham’s respected book, The Intelligent Investor, Mr. Buffet says that there is a big difference between speculating and investing. According to him, investing is when the gamble is carried out with enough personal analysis that the person investing can be certain that he or she will receive an adequate return. For every investment that was not thought through and does not offer a likely promise of good returns, this can be termed “speculation”.

So, in order to be a good investor, according to Mr. Buffet, you need to take time to research anything you are thinking of investing in, and ensure that you find not only good evidence that you will get returns on that investment, but also make sure that the protection from risk is strong.

It would seem that many of the world’s investors are really not investors after all. Consider the spectacular economic downfall just a few years ago (which we are even now suffering from). Lots of the people who lost money then thought they were investors, but circumstances have shown that they were in fact speculators.

Now then, most investors do not fit into this mould, but rather, they fit somewhere between the two. For example, Graham suggests that an investment cut between 25 percent to 75 percent in bond investments and common shares is a very safe defensive investment. A 50-50 split therefore is the neutral’s choice, with more defensive investors upping their percentage of bond investments, as these are thought to be safer investments.

But don’t forget, there is always some risk, so pick your strategy carefully!

All the Best Henk